Should You Use a Credit Repair Service?

Applying for something like a mortgage or car loan is difficult if you have bad credit. With bad credit, you won’t qualify for low interest rates and you’ll end up having to pay more than you otherwise would, making it difficult to keep up with payments. This situation is especially frustrating if you’ve worked to… Continue reading Should You Use a Credit Repair Service?

Add stability to your credit file

How will stabilizing your credit file improve your credit? Now that you have requested and reviewed your credit reports, it’s time to stabilize your credit file. This is essential to obtaining better credit and is something that paves the way to better financial health for you and your family and improve credit. Repairing your credit… Continue reading Add stability to your credit file

How Long Does it Take to Repair Your Credit?

Credit ratings affect nearly all aspects of our modern lives. When you have poor credit, you have one question on your mind. How long does it take to repair your credit? The most realistic answer to this very important question is, “it depends.”  Each person’s financial situation is unique and complex. According to Forbes, depending… Continue reading How Long Does it Take to Repair Your Credit?

3 Things You Should Never Say To A Debt Collector

No one wants to be in debt. It can feel overwhelming when you aren’t sure of the way out. Right now, the most important thing to do is learn how to deal with debt collectors. Remember, when a debt collector calls you to collect on debt you owe, you have legal rights. No matter what… Continue reading 3 Things You Should Never Say To A Debt Collector

Order Your Credit Reports

Why you should order a credit report? Your financial status is reflected on many assets and credit reports are one of them. Being able to improve your credit and restore your credit score depends on information that you can gather from those reports. Not only is this important in the repair of your credit score,… Continue reading Order Your Credit Reports

Request your credit report

Why should you request a credit report? Your financial situation is reflected in many assets, and credit repair are one of them. Being able to improve your credit and restore your creditworthiness depends on the information that can be gleaned from those reports. This is not only important for repairing your creditworthiness, but can often… Continue reading Request your credit report